The P&A Blog
Facing large RMDs from your IRA?
Oftentimes, we taxpayers focus too much on saving on taxes today, which can thrust us into higher tax brackets down the road. The best way to optimize taxes over the long run might be to accelerate taxes in the short run. If you’re approaching 72 years of age,...
Required IRA Distributions & How We Help
Welcome to post #4 in my blog post series “Behind the Scenes at P&A”. If you’re new to the series, you can read the previous three installments by clicking on the links below. How we pick stocks The quarterly review process Lead and Service Advisors Last month, I...
2021 – 2nd Quarter Letter – Time is on my side
The latest P&A quarterly letter to clients is available in PDF form. You can download it here. Topics include defining time and patience in relation to the stock market, our decision-making "tree" at P&A, and a review of the Pareto Principle.
What makes a great P&A employee
As P&A continues to grow, we have again found ourselves needing to add another great individual to our team. We are fortunate to have an outstanding team at P&A, and we know it is a big task to find another employee up to the P&A standards. Every time...
SHIP Medicare Minute – July 2021
Diane and Elizabeth are Nebraska SHIP (Senior Health Insurance Program) volunteers here to help with your Medicare enrollment, questions, and drug coverage reviews.* P&A will be posting articles of interest and Medicare-related documents to our blog. You can find...
The timing of Social Security
Social Security benefits are a major retirement income source for many people. So, the timing of when you start receiving Social Security is important. In our experience, clients are worried about three main issues related to when to file: dying too young, waiting...
Lead and Service Advisors
We’re pulling back the curtain yet again with the third installment of my blog post series, “Behind the Scenes at P&A”. Previous installments are linked here and here. Today we’re delving into the enhanced service structure our team has adopted, that of Lead and...
The Social Security “penalty” that isn’t
Are you really penalized for taking Social Security benefits before full retirement age while still working? There’s a common misconception around the benefits earnings test, which applies for people ages 62 to 67, who are still working, and who claim Social Security...
SHIP Medicare Minute – June 2021
Diane and Elizabeth are Nebraska SHIP (Senior Health Insurance Program) volunteers here to help with your Medicare enrollment, questions, and drug coverage reviews.* P&A will be posting articles of interest and Medicare-related documents to our blog. You can find...
Quarterly Account Reviews
Welcome back to another blog post in the series “Behind the Scenes at P&A”! If you missed last month’s installment, you can read it here. As teased in that blog post, I’ll be taking a look at the formal quarterly review process. I’m excited to write about this...
Your cybersecurity
I recently read an article about “keeping yourself cyber safe.” Some days it feels like every other article I read is about someone scamming another person. Spam continues to bombard us. Cybercriminals have gotten very creative in the way they obtain information,...
Book Review: “Think Again” by Adam Grant
If you’re into the social sciences, you’re probably familiar with Adam Grant’s other books, Give and Take and Originals are two. Both of these books are great reads, but his latest, Think Again, might be his best yet. The premise behind Think Again is that we as...
The 10 most frequently asked questions by prospective clients
Are you in the market for professional financial guidance? Knowing which questions to ask a potential advisor is a great start. Since June 30, 2020, the Securities and Exchange Commission (SEC) has required Registered Investment Advisors and brokers to address a...
SHIP Medicare Minute – May 2021
Diane and Elizabeth are Nebraska SHIP (Senior Health Insurance Program) volunteers here to help with your Medicare enrollment, questions, and drug coverage reviews.* P&A will be posting articles of interest and Medicare-related documents to our blog. You can find...
How We Pick Stocks
I think there is an air of mystery surrounding what financial advisors actually do. I imagine that many of our clients, much like myself not that long ago, wonder what really goes on at P&A between the hours of 8AM and 5 PM, Monday through Friday. When I came to...
Schwab Mobile Deposit
Have you ever wondered, “How can I deposit this check into my brokerage account as soon as possible?” Charles Schwab has an answer: Schwab Mobile Deposit. No more driving, mailing, or wondering if the check has arrived yet! If you use mobile banking with your current...
Insurance & Annuity Reviews
At P&A, we like to stay in our own lane. You won’t find us preparing taxes or doing estate planning. We don’t offer loans or sell insurance. We know what we do best—investment management and financial planning--and we focus our efforts here. Additionally, we...
2021 – 1st Quarter Letter – Unrealized Gains
The latest P&A quarterly letter to clients is available in PDF form. You can download it here. Topics include the markets during the pandemic in 2020, a brief look into our portfolio management software, and reading materials on the topic of hyperinflation.
